Myrtle Beach (Horry County), SC Flood Zone & Drainage Map

Address
Overview

Where does rainwater drain in Horry County? This interactive map shows surface drainage patterns across Myrtle Beach, Conway, and surrounding areas based on terrain shape - where gravity directs rainwater based on elevation and slope. For official flood risk information, see the FEMA flood zone layer on the Hazards tab.

For a property in Conway, Myrtle Beach, or elsewhere in Horry County, compare the terrain-based Surface Drainage view with the separate FEMA flood zone layer on the Hazards tab. Terrain flow lines show modeled downhill paths, not past flooding, a storm forecast, or water depth. Check the specific address rather than treating the county overview as a property-level result. Choose a location to see surface drainage analysis and water flow direction based on terrain shape. The first three locations are free.

Interpretation

Select a location on the map or enter an address to see terrain analysis.

3D Terrain Visualization
Where does rainwater flow based on terrain shape? Blue areas show where water collects and drains downhill.
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Terrain drainage map of Horry County, SC: modeled paths where rainwater runs and collects, from USGS 3DEP elevation data, with the county boundary Click any spot on the map to analyze it
4.0× Horizontal:Vertical
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Horry County flood history

FEMA records 12,525 flood insurance claims in Horry County since 1978, with about $337 million paid. 23% of the claims with a rated flood zone came from moderate- or low-risk zones (X, B or C), outside the high-risk areas on FEMA’s flood maps.

Bar chart of FEMA flood insurance claims per year in Horry County, SC, 1978 to 2026, highest in 1989 (Hurricane Hugo) with 3,286 claims.

Biggest flood years

  1. 1989 · Hurricane Hugo · 3,286 claims
  2. 2016 · Hurricane Matthew · 1,443 claims
  3. 1999 · Hurricane Floyd · 1,342 claims
  4. 2018 · Hurricane Florence · 1,041 claims
  5. 2015 · October severe storms · 821 claims

ZIP codes with the most claims

ZIPClaimsShare
295824,30334.4%
295761,91815.3%
295771,52912.2%
295261,0778.6%
295759927.9%
295887175.7%
295725154.1%
295683082.5%

How to read this. These are National Flood Insurance Program claims, so they count only insured buildings and miss flooding where owners had no flood insurance. FEMA publishes them without names or addresses: they show which years and areas flooded, never whether a particular house did. ZIP codes are as reported on the claims, and a ZIP code can extend beyond the county. The “rated” flood zone is the one used to price the policy and may come from an older map. Data as of 2026-09-08, from FEMA OpenFEMA.

Sunlight and soil in Horry County

Sunlight. Ground here gets about 4.7 kWh of sunlight per square meter per day on average (4.6 to 4.8 across the map), above the middle of the lower 48 (4.5). South-facing slopes get more, north-facing ones less.

Soil. The ground is mostly loamy soil over a clay-rich subsoil (Acrisols 96%). Rain soaks in, then slows at the clay layer.

Sunlight: long-term average on flat ground from the National Solar Radiation Database (National Laboratory of the Rockies, formerly NREL). Soil: most likely soil types from ISRIC SoilGrids, a 250 m model, not a survey of any lot. Both cover the map area above.

Checking a Conway or Myrtle Beach property

A Horry County flood map, a record of a past flood, and a terrain drainage map answer different questions. For a home in Conway, Myrtle Beach, or Socastee, start with the exact address rather than a county-wide risk label. This guide separates those sources so you can compare them without mistaking a modeled flow line for evidence that a building flooded.

How do I check a Horry County address for flood zones?

  1. Enter the address above, or select a location on the map. Compare Elevation with Surface Drainage to inspect modeled downhill paths. Confirm that the selected point is the property you intended.
  2. Open Hazards → Flood to compare the separate FEMA flood zone layer. For an official map check, search the same address in the FEMA Map Service Center and review the effective map and any relevant map changes.
  3. The Horry County FEMA flood maps page links to county map resources. The county's flood GIS instructions describe searching by address or parcel identifiers and switching current and preliminary layers. A preliminary layer is not the same as an effective map.

Can I check flood history by address in Conway?

Terreflow does not provide a verified flood-loss or insurance-claim history for an individual house. For local event context, Horry County's Supplemental Flood Zone study metadata (PDF) explains a separate mapping exercise based on Hurricane Florence's 2018 high-water marks. It includes parts of the Waccamaw River and its tributaries, the Intracoastal Waterway near Socastee, and the Little Pee Dee River.

That study is not a continuously mapped, complete history of flooding across the county. Its metadata identifies coverage gaps where suitable observations were missing. A location outside a mapped area is not proof that a house never flooded; an event boundary is not an insurance-claim record. Use the study as context and ask for property-specific documentation separately.

Why can drainage and FEMA flood maps look different?

Terreflow's flow lines describe land shape, not past flooding, a storm forecast, or water depth. The USGS 3DEP products guide explains elevation datasets and their different resolutions. A terrain view does not establish how a particular storm, river level, tide, drainage pipe, or local grading will affect a building. Read it alongside official hazard mapping, not as a replacement.

Who can answer local property and drainage questions?

The county's Map Your Move flood information directs buyers to its floodplain manager for property impacts and recent flood events, and to Stormwater for drainage areas and easements. Confirm which county or city office serves the property before requesting records or project advice. For a site-specific drainage design, seek a qualified professional rather than relying on this map alone.

This guide is free to read. Interactive analysis shares the first three free locations across county and city pages and Analyze; the fourth distinct location requires a one-time $4.99 pass for 30 days, with no subscription or auto-renewal. Analyze a specific address.

Explore more flood and drainage maps

Browse all 64 flood and drainage maps · Flood insurance claims in the 50 largest cities · How Terreflow uses terrain and FEMA data